How to Pass the Life & Health Insurance Exam

Master your state’s Life & Health insurance exam with our proven study strategies. This guide focuses on the rule-based memorization and conceptual understanding required to pass on your first attempt.

90%

Pass Rate

90%

First-time pass rate for students who follow our structured study approach, which is significantly higher than the national average.

2-3

Weeks

2-3

Optimal study duration for most candidates. The focused scope allows for efficient and targeted preparation.

40+

Study Hours

40+

Total hours needed for thorough preparation. This includes pre-licensing education and final review sessions.

Build Your Insurance Foundation

Master Policy Provisions

Understand the key provisions, riders, and options for both life and health insurance policies. These are heavily tested.

Know Your State's Laws

While many concepts are universal, your exam will test specific state regulations. Use a prep course that includes state-specific content.

Practice Extensively

Take hundreds of practice questions to master the content and get used to the way questions are worded. Repetition is key for this exam.

2-Week Life & Health Study Timeline

Week 1

Daily Commitment: 3-4 hours
Focus Areas:
• Life Insurance Basics (Term, Whole, Universal)
• Policy Provisions, Riders, and Options
• Annuities
• Federal Taxation

Goal: Complete all life insurance sections and take practice quizzes

Week 2

Daily Commitment: 3-4 hours
Focus Areas:
• Health Insurance Basics (HMO, PPO)
• Disability, Long-Term Care, Medicare
• Group Health and COBRA
• State-Specific Regulations

Goal: Complete all health insurance sections and take final review exams

Ready to Get Your Insurance License?

This study plan provides a clear path to success. Choose a prep course that offers state-specific materials and a pass guarantee.

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